SIMBAD references

We propose an explanation of the variability of AGN based on a cloud model of accretion onto a black hole. These clouds, present at a distance of 10-100 r_Schw, possibly come from the disrupted innermost disk and they can partially obscure the central X-ray source due to their extreme Compton optical depth. We consider the implications of this scenario using a toy model of AGN spectra and support the results with full radiative transfer computations from the codes titan and noar. We show that small random rearrangements of the cloud distribution can happen on timescales of the order of 10²-10⁶s and may lead to relatively high variability amplitude in the X-ray band if the mean covering factor is large. The normalized variability amplitude in the UV band is either the same as in the X-ray band, if the contribution from the dark sides of the clouds to the UV band is negligible, or it is smaller. The X-ray spectrum should basically preserve its spectral shape even during the high amplitude variability, within the frame of our model.